|Years:||I am 49|
|What is my sex:||Lady|
|My favourite drink:||Beer|
If you've been a victim of unemployment fraud, download this checklist to help make sure you report it to the proper authorities and take the proper steps to protect yourself. The Naperville Police Department regularly receives reports concerning frauds and scams, including some instances of people impersonating City employees.
In an effort to keep our residents informed, and thus reduce the of victims, the Naperville Police Department is alerting residents to the following:. Scammers are using the COVID pandemic as a tactic to exploit the fear and uncertainty of the disease spread.
Remember: Always fact-check information and make sure you know who you're talking to or buying from. Don't click on links from sources you don't know and do your homework when it comes to donations. Remember: Always verify any suspicious s to make sure they are valid. If the contains a link, hover your mouse over the link to confirm that the URL is actually related to or associated with the company it purports to be from. Employers are also encouraged to create protocols that require additional scrutiny to banking changes that appear to be requested by employees. In this scam, someone claiming to be with a Naperville utility department calls utility customers and demands payment for an alleged delinquent utility bill.
The individual threatens to disconnect service if money isn't provided immediately. Technology even exists to allow fraudsters to make 'City of Naperville' appear on your caller ID. Remember: The City of Naperville's electric and water utilities will never request payment for delinquent utilities over the phone. You will receive a notice in the mail if your payment is overdue. If there is any question about the status of your Naperville utilitycontact the Finance Department at or 'Ask a Question' through the City's online Help Center.
In this scam, a con artist pretends to fall in love with their victim in order to win their trust and steal their money.
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While sweetheart scams can happen face-to-face, most of these scams take place online. The scammer convinces their victim that they are in love and uses these emotions to bilk money from the unsuspecting person, oftentimes a lonely senior or a widowed or divorced individual. In some cases, the scammer may wait months before asking for money, convincing the victim they are in a deep and committed relationship when they are just grooming them for the scam.
Remember: Sweetheart scammers are masters of manipulation who make their victims feel that they are in a committed relationship. Trust your instincts. In this scam, a scammer will falsely claim to be holding a loved one captive and demand an immediate ransom payment. Often, the caller will have some personal information about you or your family, making the call seem legitimate. The scammer will instruct you not to call the authorities, but to send a ransom by purchasing gift cards or wiring money. Remember: Your best defense in such a scenario is to ask questions.
Engage the caller in dialogue.
In this scam, the caller informs you that your loved one has been arrested and requests bond money for their release from jail. A similar scam involves a caller claiming to be a relative or friend, who asks you to send payment to get them out of jail. Remember: If someone calls informing you that a loved one needs to be bonded out of jail, find out which jurisdiction the individual is in and call that agency directly to confirm that the person has, in fact, been arrested.
Ask questions. Potential victims are told they are entitled to big refunds, or that they owe money that must be paid immediately to the IRS. When unsuccessful the first time, phone scammers often call back trying a new strategy. Callers may insult victims in an effort to scare them. The IRS never asks for credit card, debit card or prepaid card information over the telephone.
For more information or to report a scam, visit www. Scammers call victims and allege that they're with a high-profile tech company. Victims are told their computers are either already infected or about to become infected with malware that can cause ificant damage, such as operating system corruption or identity theft.
All of these actions permit scammers access to computers so they can cause errors, infect systems with malware or perform other damage and then charge for unnecessary repair services. It may also allow them access to personal and financial information.
Remember: Never give anyone remote access to your computer. Instead, hire a local computer repair service whenever necessary.
The scammer then continues the conversation using the name the grandparent provided. They will usually ask for money to solve some unexpected financial problem such as a car accident, arrest or stolen wallet.
Often times they may disclose that they are out of the country and thus need the money to be paid via Western Union or MoneyGram. This prevents the grandparent from verifying the story given by the scammer. Sometimes the call may come not from the supposed grandchild, but from the scammer pretending to be a police officer giving the scam the illusion of credibility. Remember: Resist the temptation to act quickly. With this scam, victims are tricked into accepting fraudulent or fake checks. This is very common when the victim is selling something through the internet or an ad in the newspaper.
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Victims will receive a check for a much higher amount than agreed upon. The scammer may give a variety of reasons as to why this has occurred. They eventually convince the victim to send back the overpayment via non-returnable methods, such as wire transfers. Remember: Never accept checks with amounts over the agreed upon price and never send money back. If you are selling an item on the internet or elsewhere, make sure that the check has cleared the bank before releasing the merchandise to the buyer.
Do not click on any pop-ups. Do not give out personal information over the phone unless you have initiated the phone call and know to whom you are speaking.
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Remember: Legitimate companies will not ask for sensitive information over the phone or via. Also, keep your computer's anti-virus and anti-spyware software up-to-date. The victim is informed viaphone or postal letter that they have won a lottery but that in order to claim their prize money, the victim will have to send a check for fees, taxes or insurance.
However, the original check is no good. Remember: It is illegal for U. Also, if you have to send money, even if they send you a check, it is a red flag. In this scam the perpetrators tell victims that they are representatives from a collection agency. They make cold calls to victims and threaten lawsuits or embarrassing on-the-job confrontations unless the victims start making payments.
Fee payment is to be made by non-returnable methods, such as MoneyGram, Western Union or wire transfer. Scammers may even have actual information about a real outstanding loan. Harassment may go on for months. Remember: Do your homework and make sure that if you have a bad debt and owe money to a collection agency, you know who you are dealing with.
Block all other collection calls. They are then instructed to call a to make arrangements in order to avoid arrest.
Many of the fake warrants are for offenses such as missed jury duty or bank fraud. Remember: A valid arrest warrant is served in person by a U. Marshal or other law enforcement officer. The scammer re the obituary column and then presents fake bills to the surviving spouse explaining that these were owed by the deceased.
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Sometimes, the scammer may deliver packages that are presented as items the deceased ordered and now payment is due. Do not accept any packages you did not order personally. They ask the victim to withdraw a certain amount of cash from their and to then give it to them in order for the serial s to be checked. Once in the hands of the scammers, the money and the scammer are nowhere to be found. Remember: Banks do not ask customers for assistance in flushing out dishonest employees. In this scam, someone claiming to be with the local utility company comes around during an outage and offers to reconnect the victim's service for a cash payment.
The visitor looks and sounds legitimate, and the victim really needs their service turned on. The victim pays, and hours later there are still no utilities and no of the person. Remember: Local utilities, including the City of Naperville electric and water utility, will never send someone around door-to-door during an outage asking for money to restore services.
Scammers often pretend to be contacting you on behalf of the government, like the Social Security Administration, the IRS, or Medicare, or make up a name that sounds official. Some pretend to be from a business you know, like a utility company, a tech company, a financial institution, or even a charity asking for donations. Or you owe money. Or someone in your family had an emergency. Others will lie and say you won money in a lottery or sweepstakes but have to pay a fee to get it.
Scammers want you to act before you have time to think. They might say your computer is about to be corrupted. They often insist that you pay by sending money through a money transfer company or by putting money on a gift card and then giving them the on the back. Some will send you a check that will later turn out to be faketell you to deposit it, and then send them money.